Home Loan Interest Rates 2025 South Africa
Home Loan Interest Rates 2025 South Africa. The quarter 1 2025 (q1 ‘24) home loan statistics from south africa’s leading home loan comparison service, ooba home loans, reveal that while homebuying activity levels. Increased to 5.50% and september 2022 to 6.25%, maintaining a stable market where buyer demand and affordability were still relatively aligned.
Rising interest rates have forced many buyers to abandon their dreams of homeownership in 2023 and the outlook for 2025 is only a little better with interest. As of september 2025, the interest rate remains unchanged at 11.75%.